Japanese Bank Account Opening Recommended for Foreigners: Complete Guide 2025

For foreigners living in Japan, opening a bank account is one of the important procedures. In 2025, choosing a bank that understands foreigners is key to a smooth account opening. In this article, we will explain in detail the banks recommended for foreigners and the points to open an account, based on the latest information. It is recommended to grasp accurate information and use Check Visa Eligibility to check the possibility of obtaining a visa at the same time.

How to choose a bank recommended for foreigners

The points to consider when choosing a bank recommended for foreigners include, first, "understanding of foreigners," second, "multilingual support," third, "ease of procedures," and fourth, "low fees." By keeping these points in mind, you can open an account smoothly.

Understanding of Foreigners and Multilingual Support

Opening an account will proceed smoothly by choosing a bank with a high level of understanding of foreigners. In particular, banks that offer multilingual support are convenient for foreigners who do not have sufficient Japanese language skills. It is recommended to choose a bank that supports multiple languages such as English, Chinese, and Korean.

Ease of Procedures and Fees

The ease of procedures is also an important point. Banks that allow you to complete the procedures online or that require fewer documents are convenient for foreigners. Also, choosing a bank with low fees can reduce long-term costs.

Recommended Banks and Their Features

The banks recommended for foreigners include, first, "MUFG Bank," second, "Mizuho Bank," third, "Sumitomo Mitsui Banking Corporation," and fourth, "Japan Post Bank." Each bank has its own characteristics, and it is important to choose one that suits your needs.

Features and Benefits of Mega Banks

Mega banks such as MUFG Bank, Mizuho Bank, and Sumitomo Mitsui Banking Corporation have branches all over the country, and it is convenient to use ATMs. In addition, many branches offer multilingual support, making them easy for foreigners to use. However, account opening screening may be strict.

Features of Japan Post Bank and Online Banks

Japan Post Bank has ATMs nationwide and is known for its low fees. In addition, the account opening screening is relatively lenient, making it easy for foreigners to open an account. Online banks are characterized by simple procedures and low fees.

Latest Trends and Precautions for Bank Account Opening in 2025

In 2025, with the progress of digitalization, some bank account opening procedures can now be done online. However, on the other hand, the screening is becoming stricter, and it may be more difficult for foreigners to open an account.

Changes in Procedures due to Digitalization

In 2025, some banks now allow you to complete the account opening procedure online. However, in terms of identity verification, it is still necessary to visit the bank directly. Digitalization has made the procedures more efficient, but the screening is becoming stricter.

Importance of Consulting with Experts

Opening a bank account is a complicated procedure that may require specialized knowledge. In particular, if the screening is strict or if you have trouble preparing the necessary documents, it is recommended to seek advice from an expert. By receiving advice from an expert, you can choose the right bank and increase your chances of successfully opening an account.

First, a Free Visa Diagnosis (Eligible Check)

If you are considering opening a bank account in Japan, we recommend that you first receive a free visa diagnosis (Eligible Check). Experts will analyze your situation in detail and tell you how to choose the right bank and the possibility of opening an account.

Book Free Consultation