Foreigner Credit Card Rakuten Screening: 2025 Complete Guide

When a foreigner applies for a Rakuten credit card, the screening is an important gateway. In 2025, understanding the screening process when a foreigner applies for a Rakuten credit card is extremely important for foreigners who want to obtain a credit card in Japan. This article will explain in detail the screening process when a foreigner applies for a Rakuten credit card. We recommend utilizing Check Visa Eligibility to confirm your visa qualifications.

What is Rakuten Credit Card Screening?

Rakuten's credit card screening is an important procedure to confirm the applicant's creditworthiness. For foreigners, this screening can be particularly strict.

Basic Screening Content

In Rakuten's credit card screening, the applicant's income, residency status, period of stay, and credit information are checked. For foreigners, if this information cannot be provided appropriately, or if the period of stay is short, there is a possibility that the screening will not be passed. Also, the absence of Japanese credit information may affect the screening.

Screening Criteria and Requirements

Rakuten's credit card screening criteria are determined based on the applicant's income, residency status, period of stay, credit information, and other factors. For foreigners, a stable income, appropriate residency status, and a long period of stay are required. In particular, if the period of stay is short or the income is unstable, there is a possibility that the screening will not be passed.

Measures to Pass the Screening

In order to pass Rakuten's credit card screening, appropriate preparation and measures are necessary. By understanding these measures, you can pass the screening.

Preparation of Necessary Documents

In order to pass the screening, it is necessary to prepare the appropriate documents. You will need your Residence Card, passport, pay slips, tax certificates, and certificate of residence. Preparing these documents appropriately is the key to passing the screening. Also, if the documents are not in Japanese, an appropriate translation is required. Proof of income is especially important.

Building Credit Information

If you do not have Japanese credit information, it is important to build it. You can build credit information by opening a bank account, contracting for a mobile phone, and paying utility bills. You can also build credit information by using debit cards or small loans. Building credit information makes it easier to pass credit card screening.

Latest Trends in Rakuten Credit Card Screening in 2025

In 2025, the screening process for foreigners applying for Rakuten credit cards tends to be screened using more flexible criteria. By understanding the latest trends, you can prepare appropriately.

Relaxation and Improvement of Screening Criteria

In 2025, the screening criteria for foreigners applying for Rakuten credit cards will be more flexible. There have been relaxations in the requirements for the period of stay, greater flexibility in income requirements, and the introduction of special screening criteria for foreigners. These improvements have made it possible for more foreigners to pass the screening. Rakuten also offers special services for foreigners.

Importance of Expert Support

Expert support is important to pass the Rakuten credit card screening. Bank staff and credit card company staff provide support for preparing for screening, preparing documents, and assessing the likelihood of passing the screening. By receiving expert support, appropriate preparation and passing the screening are possible. Experts can also provide the latest information.

First, Free Visa Diagnosis (Eligible Check)

If you have any questions about the screening process for foreigners applying for a Rakuten credit card, please consult with an expert. Our experts can thoroughly analyze your situation and provide guidance on credit card applications and screening.

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